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    Home / Central Data Catalog / GHA_2007_ES_V01_M_WB / variable [F1]
central

Enterprise Survey 2007

Ghana, 2007
Reference ID
GHA_2007_ES_v01_M_WB
Producer(s)
World Bank
Collections
Economics
Metadata
DDI/XML JSON
Created on
Feb 13, 2013
Last modified
Dec 05, 2013
Page views
458906
Downloads
2825
  • Study Description
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  • Ghana-2007--full
    data-1

line of credit/loan (k8)

Data file: Ghana-2007--full data-1

Overview

Valid: 616
Invalid: 0
Type: Discrete
Decimal: 0
Start: 995
End: 996
Width: 2
Range: -9 - 2
Format: Numeric

Questions and instructions

Literal question
Does your establishment currently have a line of credit or loan from a financial institution?
Categories
Value Category Cases
-9 don't know 0
0%
-8 refused to answer 0
0%
-7 not applicable 0
0%
-6 still in process 0
0%
-5 application denied 0
0%
-4 skipped 0
0%
-3 not provided 0
0%
1 yes 106
17.2%
2 no 510
82.8%
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Interviewer instructions
A line of credit is an available amount of credit that the establishment can draw upon or leave untapped. Lines of credit usually carry monthly interest rates, and are repaid quickly (as soon as the establishment's cash flow allows for repayment). They may or may not have a defined date of expiration.

A loan is generally a much less flexible form of finance. It comes in fixed amounts (rather than ranges), carry annual interest rates (either fixed or floating), and they carry a determined term to maturity (finite period for repayment).
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