| Value | Category | Cases | |
|---|---|---|---|
| -9 | don't know | 0 |
0%
|
| -8 | refused to answer | 0 |
0%
|
| -7 | not applicable | 0 |
0%
|
| -6 | still in process | 0 |
0%
|
| -5 | application denied | 0 |
0%
|
| -4 | skipped | 144 |
23.4%
|
| -3 | not provided | 0 |
0%
|
| 1 | no need for a loan - establishment has sufficient capital | 108 |
17.5%
|
| 2 | application procedures are complex | 95 |
15.4%
|
| 3 | interest rates are not favorable | 104 |
16.9%
|
| 4 | collateral requirements are unattainable | 91 |
14.8%
|
| 5 | size of loan and maturity are insufficient | 15 |
2.4%
|
| 6 | did not think it would be approved | 32 |
5.2%
|
| 7 | other | 27 |
4.4%
|