| Value | Category | Cases | |
|---|---|---|---|
| 1 | Insufficient income | 6 | 
                                                                 
                                    
                                    35.3%
                                 
                                                             | 
                                                        
                    
| 2 | Insufficient collateral security | 5 | 
                                                                 
                                    
                                    29.4%
                                 
                                                             | 
                                                        
                    
| 3 | Previous debt problems | 0 | 
                                                                 
                                    
                                    0%
                                 
                                                             | 
                                                        
                    
| 4 | Inappropriate purpose purpose of loans | 1 | 
                                                                 
                                    
                                    5.9%
                                 
                                                             | 
                                                        
                    
| 5 | Other | 5 | 
                                                                 
                                    
                                    29.4%
                                 
                                                             |