Financial Service Survey 2006
Ghana, 2006
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Reference ID
GHA-GSS-FSS-2006-v1.0
Producer(s)
Ghana Statistical Service (GSS)
Collections
Metadata
Created on
Nov 05, 2010
Last modified
May 26, 2015
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Second reason for not opening account (s4q2b)
Data file: Section 4 - Actions and attitudes towards use of financial services and products
Overview
Valid:
990
Invalid:
2327
Type:
Continuous
Decimal:
0
Start:
16
End:
17
Width:
2
Range:
1 - 12
Format:
Numeric
Questions and instructions
Literal question
There are reasons why people do not have a bank account. Please tell me, in order of importance, the three main reasons why you do not have a bank account?
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | The charges and fees are too high | 64 |
6.5%
|
| 2 | There are no banks or institutions close to you | 60 |
6.1%
|
| 3 | You do not meet minimum requirements | 151 |
15.3%
|
| 4 | There is too much corruptions | 24 |
2.4%
|
| 5 | Hours of operation not convenient | 16 |
1.6%
|
| 6 | You don't have an identity document | 46 |
4.6%
|
| 7 | You cannot affort to keep a minimum balance in the bank | 278 |
28.1%
|
| 8 | You do not trust banks or other institutions | 9 |
0.9%
|
| 9 | You prefer to deal in cash | 113 |
11.4%
|
| 10 | You are too young to qualify to open an account | 33 |
3.3%
|
| 11 | You never thought about it | 89 |
9%
|
| 12 | Other | 107 |
10.8%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.