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q10d - If does not have account: b/c lack trust
Please tell me whether each of the following is a reason why you, personally, DO NOT have an account at a bank, credit union or other financial institution: You don't trust them
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q10e - If does not have account: b/c lack of money
Please tell me whether each of the following is a reason why you, personally, DO NOT have an account at a bank, credit union or other financial institution: You don't have enough money to use them
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q10f - If does not have account: b/c religious reasons
Please tell me whether each of the following is a reason why you, personally, DO NOT have an account at a bank, credit union or other financial institution: Because of religious reasons
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q10g - If does not have account: b/c family member already has one
Please tell me whether each of the following is a reason why you, personally, DO NOT have an account at a bank, credit union or other financial institution: Because someone else in the family already has an ac­count
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q11 - Has saved money in the past 12 months
In the past 12 months, have you saved or set aside any money?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q12a - If saved: saved for future expenses (education, wedding)
In the past 12 months, have you saved for: Expenses in the future such as education, a wedding, or a big purchase
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q12b - If saved: saved for emergencies
In the past 12 months, have you saved for: Emergencies or a time when you expect to have less income
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q13a - If saved: saved at a financial institution
In the past 12 months, have you saved or set aside money by using an account at a bank, credit union (or another financial institution, where applicable - for example, coop­eratives in Latin America), or microfinance institution
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q13b - If saved: saved using a savings club
In the past 12 months, have you saved or set aside money by using an informal savings club or a person outside the family (If necessary, provide local examples (chit fund, tontine, merry-go-round, ROSCA, burial society, etc.)
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q14a - Borrowed money from financial institution in past 12 months
In the past 12 months, have you borrowed any money from a bank, credit union (or another financial institution, where applicable - for example, cooperatives in Latin America), or microfinance institution?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q14b - Borrowed money from a store (store credit) in past 12 months
In the past 12 months, have you borrowed any money from a store by using installment credit or buying on credit?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q14c - Borrowed money from family or friends in past 12 months
In the past 12 months, have you borrowed any money from family or friends?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q14d - Borrowed money from employer in past 12 months
In the past 12 months, have you borrowed any money from employer?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q14e - Borrowed money from another private lender in past 12 months
In the past 12 months, have you borrowed any money from another private lender?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q15a - Currently has loan for home purchase
Do you currently have a loan you took out for any of the following reasons? To purchase your home or apartment.
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
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