Financial Service Survey 2006

Ghana, 2006

Reference ID

GHA-GSS-FSS-2006-v1.0

Producer(s)

Ghana Statistical Service (GSS)

Collections

Economics

Metadata

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Created on

Nov 05, 2010

Last modified

May 26, 2015

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Data file: Section 4 - Actions and attitudes towards use of financial services and products

This dataset presents information on the actions and attitudes towards accessing and using financial services and products. The questions were asked of household heads and randomly selected household members.

The information collected include reasons why people do not have a bank account, guarantees required for a bank loan, reasons for applying or not applying for a loan, and loans and other credits applied for during the 12 months prior to the data collection.

Cases:	3317
Variables:	106

Variables

clust

nh

Household number

fshid

Household identification

qgroup

Questionnaire group

pid

Person number for Section 4

s4q1

Did respondent answer "yes" to having an account in Section 3?

s4q2a

First reason for not opening account

s4q2b

Second reason for not opening account

s4q2c

Third reason for not opening account

s4q3

Convenience of the location of bank nearest to respondent

s4q4

Mode of transport from house to bank

s4q5

Travelling time in minutes to nearest bank

s4q6a

First reason respondent might like to have a bank account

s4q6b

Second reason respondent might like to have a bank account

s4q6c

Third reason respondent might like to have a bank account

s4q7

Convenience of the location of bank

s4q8

Mode of transportation to respondent's bank

s4q9

Travelling time in minutes to respondent's bank

s4q10a

First reason for having a bank account

s4q10b

Second reason for having a bank account

s4q10c

Third reason for having a bank account

s4q11

Did respondent answer "yes" to savings and retirement accounts?

s4q12a

First reason for not having a bank account

s4q12b

Second reason for not having a bank account

s4q12c

Third reason for not having a bank account

s4q13

Did respondent earn interest for keeping money in savings account?

s4q14

Did respondent answer "yes" to contributing to susu, welfare scheme, etc?

s4q15

Can respondent borrow money from susu/welfare or other savings club?

s4q16

Can respondent borrow more than his/her contributions from susu etc?

s4q17

Has the amount that respondent can borrow from savings increased over time?

s4q18a

How often does respondent make contributions to susu or savings?

s4q18b

Time unit of contribution to susu or savings

s4q19

Did respondnet answer "yes" to Section 3 question 36?

s4q20

Did respondent take a loan from ADB,HFC,NIB,MB in past 12months?

s4q21

Most recent investment bank that respondent took a loan from in the last 12months

s4q22

Main purpose of loan taken from investment bank in past 12 months

s4q23a

First guarantee required for investment bank loan taken in past 12 months

s4q23b

Second guarantee required for investment bank loan taken in past 12 months

s4q23c

Third guarantee required for investment bank loan taken in past 12 months

s4q24

Did respondent apply for a loan with ADB,HFC,NIB,MB in past 12months?

s4q25

Was loan application with investment bank accepted or rejected?

s4q26a

First reason why loan application to investment bank was rejected

s4q26b

Second reason why loan application to investment bank was rejected

s4q26c

Third reason why loan application to investment bank was rejected

s4q27

Did respondent take a loan from any other bank in the past 12 months?

s4q28

Most recent other bank respondent took a loan from in past 12 months

s4q29

Main purpose for taking a loan from any other bank in past 12 months

s4q30a

First guarantee required for any other bank loan taken in past 12 months

s4q30b

Second guarantee required for any other bank loan taken in past 12 months

s4q30c

Third guarantee required for any other bank loan in past 12 months

s4q31

Did respondent apply for a loan with any other bank in the past 12 months?

s4q32

Was loan application with any other bank accepted or rejected?

s4q33a

First reason why loan application with any other bank was rejected

s4q33b

Second reason why loan application with any other bank was rejected

s4q33c

Third reason why loan application with any other bank was rejected

s4q34

Did respondent answer "yes" to Section 3 question 40?

s4q35

Main purpose of loan from credit union

s4q36a

First guarantee required for loan from credit union

s4q36b

Second guarantee required for loan from credit union

s4q36c

Third guarantee required for loan from credit union

s4q37

Did respondent apply for a loan with the credit union in past 12 months?

s4q38

Was the loan application to the credit union accepted or rejected?

s4q39a

First reason why loan with credit union was rejected

s4q39b

Second reason why loan with credit union was rejected

s4q39c

Third reason why loan with credit union was rejected

s4q40

Did respondent answer "yes" to Section 3 question 42?

s4q41

Main purpose for applying for loan from micro finance lender

s4q42a

First guarantee required by micro finance lender

s4q42b

Second guarantee required by micro finance lender

s4q42c

Third guarantee required by micro finance lender

s4q43

Did respondent apply for loan from micro finance institution in last 12 months?

s4q44

Was loan appplication to micro finance institution accepted or rejected?

s4q45a

First reason why loan application to micro-finance institution was rejected

s4q45b

Second reason why loan appplication to micro-finance institution was rejected

s4q45c

Third reason why loan application to micro-finance institution was rejected

s4q46

Did respondent answer "yes" to Section 3 question 48?

s4q47

Main purpose for appliying for loan from susu or welfare scheme

s4q48a

First guarantee required for loan from susu or welfare scheme

s4q48b

Second guarantee required for loan from susu or welfare scheme

s4q48c

Third guarantee required for loan from susu or welfare scheme

s4q49

Did respondent apply for loan from susu scheme in the past 12 months?

s4q50

Was loan from susu scheme in past 12 months accepted or rejected?

s4q51a

First reason why application for loan from susu scheme in past 12 months was rejected

s4q51b

Second reason why application for loan from susu scheme in past 12 months was rejected

s4q51c

Third reason application for loan from susu scheme in past 12 months was rejected

s4q52

Did respondent answer "yes" to Section 3 question 44?

s4q53

Main purpose for applying for loan from employer

s4q54a

First guarantee required for a loan from employer

s4q54b

Second guarantee required for a loan from employer

s4q54c

Third guarantee required for a loan from employer

s4q55

Did respondent apply for a loan from employer in the past 12 months?

s4q56

Was application for loan from employer in past 12 months accepted or rejected?

s4q57a

First reason why application for loan from employer in past 12 months was rejected

s4q57b

Second reason why application for loan from employer in past 12 months was rejected

s4q57c

Third reason why application for loan from employer in past 12 months was rejected

s4q58

Did respondent answer "yes" to Section 3 question 46?

s4q59

Main purpose for applying for a loan from money lender?

s4q60a

First guarantee required for a loan from money lender

s4q60b

Second guarantee required for a loan from money lender

s4q60c

Third guarantee required for a loan from money lender

s4q61

Did respondent apply for a loan in past 12 months from a money lender?

s4q62

Was the loan application from money lender in past 12 months accepted or rejected?

s4q63

Did respondent answer "yes" to Section 3 question 50?

s4q64

Main purpose for seeking a loan from a friend or family

s4q65

Did respondent answer for himself or herself?

s4q66

ID of respondent

Total: 106

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