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q9a - If has account: uses it to receive work payments
In the past 12 months, have you used your account(s) to receive money or payments for work or from selling goods?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q9b - If has account: uses it to receive gov't payments
In the past 12 months, have you used your account(s) to receive money or payments from the government?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q9c - If has account: uses it to receive money from family
In the past 12 months, have you used your account(s) to receive money from family members living elsewhere?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q9d - If has account: uses it to send money to family
In the past 12 months, have you used your account(s) to send money to family members living elsewhere?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q10a - If does not have account: b/c too far away
Please tell me whether each of the following is a reason why you, personally, DO NOT have an account at a bank, credit union or other financial institution: They are too far away
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q10b - If does not have account: b/c too expensive
Please tell me whether each of the following is a reason why you, personally, DO NOT have an account at a bank, credit union or other financial institution: They are too expensive
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q10c - If does not have account: b/c lack documentation
Please tell me whether each of the following is a reason why you, personally, DO NOT have an account at a bank, credit union or other financial institution: You don't have the necessary documentation (ID, wage slip)
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q10d - If does not have account: b/c lack trust
Please tell me whether each of the following is a reason why you, personally, DO NOT have an account at a bank, credit union or other financial institution: You don't trust them
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q10e - If does not have account: b/c lack of money
Please tell me whether each of the following is a reason why you, personally, DO NOT have an account at a bank, credit union or other financial institution: You don't have enough money to use them
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q10f - If does not have account: b/c religious reasons
Please tell me whether each of the following is a reason why you, personally, DO NOT have an account at a bank, credit union or other financial institution: Because of religious reasons
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q10g - If does not have account: b/c family member already has one
Please tell me whether each of the following is a reason why you, personally, DO NOT have an account at a bank, credit union or other financial institution: Because someone else in the family already has an ac­count
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q11 - Has saved money in the past 12 months
In the past 12 months, have you saved or set aside any money?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q12a - If saved: saved for future expenses (education, wedding)
In the past 12 months, have you saved for: Expenses in the future such as education, a wedding, or a big purchase
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q12b - If saved: saved for emergencies
In the past 12 months, have you saved for: Emergencies or a time when you expect to have less income
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q13a - If saved: saved at a financial institution
In the past 12 months, have you saved or set aside money by using an account at a bank, credit union (or another financial institution, where applicable - for example, coop­eratives in Latin America), or microfinance institution
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
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