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account - Has an account at a financial institution/post office/MFI (composite indicator)
Composite indicator.
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q1b - Has an account at a post office
Do you, either by yourself or together with someone else, currently have an account at any of the following places? An account can be used to save money, to make or receive payments, or to receive wages and remittances. Do you currently have an account at the Post Office (for example, [insert local example])?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q2 - If has account: purpose of account
Do you use your account(s) for personal transactions, business purposes, or both?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q3a - Has a debit card
A debit card [(where applicable, read:) sometimes called [insert local example(s) here - a bank card, bank book or salary card] is a card that allows you to make payments, get money, or buy things and the money is taken out of your bank account right away. Do you have a debit card?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q3b - Has a credit card
A credit card is like a debit card, but the money is not taken from your account right away. You get credit to make payments or buy things, and you can pay the balance off later. Do you have a credit card?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q4 - If has account: number of monthly deposits into account
In a typical month, about how many times is money de­posited into your personal account(s)? This includes cash or electronic deposits, or any time money is put into your account(s) by yourself or others (read 1-4).
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q5 - If has account: number of monthly withdrawals from account
In a typical month, about how many times is money taken out of your personal account(s)? This includes cash withdrawals, electronic payments or purchases, checks, or any other time money is removed from your account(s) by yourself or others (read 1-4)
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q6 - If has account: most frequent mode of cash withdrawal
When you need to get cash (paper or coins) from your account(s), do you usually get it (read 1-4)?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q7 - If has account: most frequent mode of cash deposit
When you put cash (paper or coins) into your account(s), do you usually do it (read 1-4)?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q8a - If has account: uses checks
In the past 12 months, have you used checks to make payments on bills or to buy things using money from your account(s)?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q8b - If has account: uses electronic payments
In the past 12 months, have you used electronic payments that you make or that are made automatically (including wire transfers or payments made online) to make payments on bills or to buy things using money from your account(s)?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q9a - If has account: uses it to receive work payments
In the past 12 months, have you used your account(s) to receive money or payments for work or from selling goods?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q9b - If has account: uses it to receive gov't payments
In the past 12 months, have you used your account(s) to receive money or payments from the government?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q9c - If has account: uses it to receive money from family
In the past 12 months, have you used your account(s) to receive money from family members living elsewhere?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
q9d - If has account: uses it to send money to family
In the past 12 months, have you used your account(s) to send money to family members living elsewhere?
Global Financial Inclusion (Global Findex) Database 2011
Ghana - GHA_2011_FINDEX_v01_M
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